When your employer sends your W-2 to you, they also send a copy to the IRS.

So if you try to file with a pay stub:

• the numbers won’t match

• the IRS will flag it

• your refund will be delayed or denied

• you may have to fix the return later

Pay stubs can change. W-2s can’t.

Your W-2 is the final, official total for the whole year — that’s why the IRS requires it.

Everyone’s taxes are different.
Refunds depend on:

• how much you made

• how much taxes were taken out

• if you have kids

• if you own a business

• if you had health insurance
  Comparing refunds is like comparing paychecks — everyone’s situation is different.

It can.
Multiple jobs with low withholding = not enough taxes taken out.
That can make your refund smaller or cause you to owe.
I can help you fix your withholding for next year

When you’re self-employed, you are the business.
That means you must keep up with your own money because nobody else is taking taxes out for you.

Here’s what you need to track all year:

✔️ Every dollar you make

Cash, Zelle, CashApp, Venmo, Square, Facebook Marketplace, hair appointments, DoorDash — everything counts.

✔️ Every business expense

Anything you spend to run your business can help lower your taxes.

✔️ Gas / Mileage

Driving for work counts.
Driving to the store for supplies counts.
Driving to customers counts.

✔️ Supplies

Hair products, food ingredients, cleaning supplies, tools, packaging — anything you use to do your job.

✔️ Equipment

Bigger items: chairs, clippers, cameras, tents, grills, laptops, etc.

✔️ Your phone bill (business use)

If you use your phone for booking, calling clients, texting customers, or posting your services, a percentage can be written off.

Why this matters

If you don’t track your income and expenses:

• you’ll pay more taxes

• your return might be wrong

• the IRS may question your numbers

• you miss out on legal write-offs that save you money

Tracking = keeping more of your own money.

⭐ I Created a Self-Employed Financial Planner to Help You

To make this easy, I created a business + personal financial planner you can use all year.
It helps you keep track of everything you need for tax season so we aren’t scrambling at the last minute.

You can purchase it right here on this site.

✔️ But you MUST actually use it

This planner only works if you open it, write in it, and track things consistently.
If you use it, tax time becomes 10 times easier for both of us.

⭐ Discount for Clients Who Use the Planner

If you use the planner all year and bring it to me at tax time, you’ll receive a special discount on your tax prep fee — because you’re making my job easier and keeping your return clean.

⭐ Instructional Videos Included

If you don’t know how to use the planner, don’t worry.
I will add instructional videos showing step-by-step:

• how to track your income

• how to track your expenses

• how to track your mileage

• how to stay IRS-ready all year

Simple, visual, beginner-friendly.

• child must live with you more than half the year

• school/medical letter with your address

• birth certificate

• you must be the main caregiver

No paperwork = no credits.

You don’t have to panic.
You can:
✔️ set up a payment plan
✔️ adjust your withholding
✔️ reduce your taxable income next year
✔️ fix business records

I’ll walk you through your options.

numquam, error, est. Ea, consequatur.

Yes.
That’s called an amendment.
We can fix wrong info, missing documents, or mistakes that might cause problems later.

We operate fully virtually for your convenience. With some exceptions forin person filing
Here’s how it works:

1. Safe Document Upload

• We use Google Drive, a secure platform, for all document uploads.

• This keeps your information safe and private.

2. Easy Sharing & Record-Keeping

• Uploading your documents here gives us a quick, easy way to share files.

• You also keep your financial documents organized and safe for the IRS-required years.

3. How to Upload

• Scan or snap clear, full photos of your documents.

• Upload them directly to your intake folder when you’re ready to file.

• Do not upload documents for estimates — we do not accept personal info unless you are filing.

4. Estimates

• Estimates are rough numbers only.

• No sensitive information is needed just to get a quote.

Tip: The clearer your photos or scans, the faster and smoother your filing will be.

We offer refund advances through Republic Bank and TPG Bank. 

1. It’s a loan against your refund.
   You can get your money before the IRS sends your refund, but it’s technically a loan.

2. Fees apply.
   Any bank or processing fees are deducted from the advance. The amount you get now + fees will automatically come off your IRS refund.

3. Don’t be shocked.
   Your refund may be smaller than expected because the advance and fees are taken out. This is normal.

4. How to apply.
   Check off you want a loan on yur intake form when you file your taxes. Approval in 1 -24 hours  sfast but not guaranteed.

💡 Tip: Take a refund advance only if you need money quickly. If you’re patient, you can always get the full refund directly from the IRS.

I’m Here for You All Year

If you ever get a letter from the IRS or Michigan Department of Treasury, don’t panic.
Snap a picture, email it to me, and I’ll help you understand it and take any necessary action.

We’re part of the nonprofit School of Hard Knocks, where we promote lifelong learning.
When you work with us, you’ll receive membership access to our financial education resources to help you level up your money skills all year long.

I help with:
✔️ Tax planning
✔️ Business coaching
✔️ Organizing your money
✔️ IRS & state tax letters
✔️ Record keeping
✔️ Credit building

I’m not just a tax preparer — I’m your go guide that helps you stay organized, informed, and in control of your finances every step of the way.

With 22 years of tax prep experience, I make taxes simple and stress-free.

Here’s what sets me apart:
✔️ I explain everything in plain English — no confusing jargon.
✔️ I’m honest, fast, and reachable — my number and email never change.
✔️ I help with multiple services, and I offer discounts when you bundle.
✔️ I don’t just file taxes — I help you organize money systems, track business expenses, and plan for the future.
✔️ I love and support my clients and their families, including connecting you with community resources.
✔️ I stay up to date on the latest tax laws and changes, which is crucial for accurate returns.
✔️ Price transparency — you’ll always know the total cost before we file.
✔️ I’m also a notary, so I can handle documents when needed.

I’m here to guide you through taxes and beyond, making sure you keep more of your money while staying organized and informed.